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To be eligible for an Zero20, you must:
- be an individual or be borrowing jointly with one or more other individuals - you cannot be a company or a trust;
- own a freehold property, or seek to buy a freehold property, in a metropolitan area in mainland Australia;
- not require the support of a guarantor;
- secure the Zero20 with your owner occupied property which must be in an acceptable location and of an acceptable type; and
- have a 5% deposit to put towards any home purchase.
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| Zero20 approval is also subject to formal credit approval. Further details on the eligibility criteria are available from one of our accredited lenders. |
Please carefully read and review the Zero20 Disclosure Document. This website does not take into account your personal objectives, financial situation, or particular needs. You should obtain a copy of the Zero20 Disclosure Document and the Zero20 Terms and Conditions Booklet and consider them before making a decision about whether to enter into a Zero20 Home Loan.
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