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Before you Borrow

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  At AMO, we are dedicated in finding the right home loan for our clients. We understand applying for a home loan can be confusing and a great financial commitment.  
Before you complete an application, here are some issues you should address.
  • Find out how much you can borrow.
  • Determine what your repayments will be.
  • Find out if you are eligible for the first home owners grant (FHOG) or any government concessions.
  • Ask what documentation you need to provide.
  • Determine how much equity you have from your existing properties.
  • Calculate your deposit amount and calculate any fees that will be required.
  • Find out how your home loan can benefit you in the short and long term.
  • Look at ways of paying your home loan off sooner to save you time and money.
  • Decide what features you require from a Home Loan.
  • Enquire about the length of approval process.
*Please note: Information that is contained on the web site should be used as a guideline only. You should seek advice from professional financial, legal and real estate specialists before purchasing a property and/or applying for a loan.
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